If you have debt you simply cannot pay, you may feel a variety of emotions. In fact, researchers have found a strong correlation between recurring debt and both anxiety and depression. Fortunately, you may not have to put up with the mental health consequences of your...
Month: February 2020
Student loan debts and the bankruptcy process
According to the Federal Reserve, the U.S. government owns approximately $1.5 trillion worth of student loan debt. As noted by Forbes magazine, approximately 11% of student loan borrowers are reportedly in default or delinquent on their payments, a situation that may...
Does bankruptcy negatively affect Social Security benefits?
Life should involve more than constantly wondering if you have enough money to pay your bills. Unfortunately, though, mortgages, credit card bills, student loans and medical debt can take up a significant chunk of anyone’s income. If you are a retiree or have a...
Guarding against creditor harassment
While there is no doubting you are in debt and owe money to creditors in New Mexico and elsewhere, what is debatable are the tactics used against you to collect on those debts. Are debt collectors keeping things above the board? Forbes offers tips on how you can...
Three things to consider before filing for Chapter 13 bankruptcy
Being in a situation that causes you to consider bankruptcy can be incredibly challenging, especially if you are facing foreclosure or losing your vehicle. Before making this decision, it is important to examine all your options to determine if there is something else...
